Learn

About Luminate

A revolution in a tired industry.

We focus on people. We take an interest in you at a human level. We are dedicated in igniting growth in our employees, and helping our customers thrive financially like never before. We strive for clarity. At Luminate there is nothing to hide, and nothing for show. We are clear on how we do business, and are transparent with how we do business at every step along the way.

We grow from the fire within. We are driven to learn from our challenges and victories, and constantly advance. Growth itself is an achievement, and knowledge is the reward. We operate as a unit, but never at the expense of individuals. We welcome everyone's influence and amplify all voices. We radiate through consistency. We're here to build lifelong relationships, bringing positive energy, infectious enthusiasm, and reassuring empathy to every interaction.

Are You?

  • Humble?
  • Love to Learn?
  • Focused?
  • Driven?


Good—because we believe in supporting you and helping you become a brand within a brand. And we can't wait to talk :)


At Luminate, we're doing things differently. We have nothing to hide and believe in changing the mortgage industry for the better. Most companies treat their loan officers like a transaction. We believe in growing leaders.


44% of Our Loan Officers are

in the Top 1% in the Country

600 Employees & Counting
in 96 locations

4.9 star Average Rating

on Over 45,201 Reviews

Average Loan Start to Close

is 21 days

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    We have an amazing leadership team that is positive and keeps us at the top of our game in everything- client experience, top notch marketing tools and an incredible company vision. - Mandy

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    Luminate empowers their employees to do their job, gives them the tools needed to grow their business and has eliminated the road blocks! They are consistenty helping me grow my business, educate my clients, and provide technology, in addition to the best in class operations team! This really sets us apart from the competition! 

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  • "

    Great people, culture and amazing management team. Luminate has created a culture that makes it fun to be part of “the family”. The management team provides the state-of- the-art technology to help our Originators to maximize their potential.  I can’t say enough about our amazing Operation team, best in the Biz! - Matt

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  • "

    The top reason I love working with Luminate Home Loans is mindset. I believe I can do anything I set my mind to, and that the sky is the limit, because that is the message I hear from Eric and Taryn daily.  They live and breathe that mindset by creating and maintaining a culture throughout the entire organization. Each team member feels empowered to help Luminate grow.  Our culture encourages people to engage, provide feedback, really listen and then we implement quickly. At Luminate, we continually strive to provide the best possible experience for our clients and business partners. - Liz

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Meet

Taryn Reuter

CEO and Chairman of the Board. A leader in the banking industry with the vision and passion of an entrepreneur. Entrepreneurs—like all of us—can have great ideas, but may not know how to bring

them to fruition.

Meet

Eric Lovins

President and Board member. A visionary in banking that focuses on creating a culture of "people first." Eric is an excellent leader, innovator, and strategist within the mortgage and banking industry.

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